Employee Financial Wellness Intervention ProgramTM (EFWIP)

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Employee Financial Wellness Intervention Program (EFWIP)

Empowering Employees. Elevating Organizations.

Money stress is the silent productivity killer in today’s workplace. Employees battling debt, poor savings culture, or lack of financial knowledge often bring that burden into the office — leading to reduced focus, absenteeism, and lower engagement.

At Cutting Edge Partners, we designed the Employee Financial Wellness Intervention Program (EFWIP) to transform employees from financially stressed to financially empowered. And when employees thrive financially, organizations soar in performance, retention, and profitability.

Introducing Cutting Edge Partners’ Employee Financial Wellness Intervention ProgramTM (EFWIP)

EFWIP™ is a comprehensive program designed to empower your employees to take control of their finances, ultimately boosting their well-being and your organization’s success. Here’s what makes EFWIP™ the answer you’ve been looking for:

  • Unique and Customizable: We tailor our program to your specific company culture and employee needs.
  • Holistic Approach: We address all aspects of financial wellness, from budgeting and debt management to saving for retirement and planning for unexpected events.
  • Actionable Strategies: We don’t just educate; we equip your employees with practical tools and resources to achieve their financial goals.
  • Expert-Led Delivery: Our team of certified financial professionals delivers engaging workshops and one-on-one coaching sessions.

The Impact You Can Expect:

By investing in EFWIP™, you’ll reap the rewards of a financially empowered workforce:

Reduced financial stress leads to sharper focus and higher engagement.

Employees feel valued and supported, fostering a positive work environment.

Healthy financial habits lead to a healthier and more present workforce.

A strong financial wellness program attracts and retains top talent.

Showcase your commitment to employee well-being and differentiate yourself in the competitive marketplace.

EFWIPTM Packages: Choose the Perfect Fit for Your Organization

We offer a range of EFWIP™ packages designed to meet your specific needs and budget. Here’s a glimpse into what each package offers:

Ruby Package (₦2,000,000 per annum)

1). Financial literacy workshops on budgeting, saving, and debt management.
2). Access to a library of online financial resources.
3). Discounted individual financial consultations.

Gold Package (₦3,500,000 per annum)

1). All Ruby Package benefits +
2). On-site financial wellness fairs with interactive activities.
3). Group financial coaching sessions.

Diamond Package (₦7,000,000 per annum)

1). All Gold Package benefits +
2). Personalized financial planning consultations for all employees.
3). Development of a company-wide financial wellness strategy.

Sapphire Package (₦10,000,000 per annum)

1). All Diamond Package benefits +
2). Ongoing financial wellness program management and progress tracking.
3). Executive financial wellness coaching for senior leadership.

Why EFWIP Matters

EFWIP bridges the gap — giving employees the tools, skills, and systems they need to take charge of their financial lives, while giving organizations the edge of a healthier, more motivated workforce.

70% of employees worry about money while at work – affecting productivity and decision-making.

Financially confident employees are more innovative, loyal, and focused.

Forward-thinking companies globally now prioritize financial wellness as a key HR and corporate strategy.

Our Bouquet of Offerings

Our services are structured into specialized offerings, designed to cover the entire spectrum of financial needs:

Personal Finance Mastery Workshops

Interactive sessions that equip employees with practical skills in budgeting, debt management, savings, and investing tailored to their income levels and realities.

Personal Finance Mastery Workshops

Interactive sessions that equip employees with practical skills in budgeting, debt management, savings, and investing tailored to their income levels and realities.

Retirement & Pension Planning Clinics

We guide employees on how to maximize pensions, design long-term retirement strategies, and achieve financial independence.

Retirement & Pension Planning Clinics

We guide employees on how to maximize pensions, design long-term retirement strategies, and achieve financial independence.

Debt Recovery & Restructuring Advisory

Helping employees trapped in debt cycles with strategies to restructure, recover, and rebuild without derailing productivity.

Debt Recovery & Restructuring Advisory

Helping employees trapped in debt cycles with strategies to restructure, recover, and rebuild without derailing productivity.

Wealth Creation Pathways

From side hustles to safe investment options, we open employees’ eyes to wealth-building opportunities beyond salaries

Wealth Creation Pathways

From side hustles to safe investment options, we open employees’ eyes to wealth-building opportunities beyond salaries

One-on-One Financial Coaching

Confidential financial counseling tailored to individual employees’ needs — giving personalized roadmaps to stability and growth.

One-on-One Financial Coaching

Confidential financial counseling tailored to individual employees’ needs — giving personalized roadmaps to stability and growth.

Digital Financial Literacy Modules

Self-paced online learning accessible globally, covering taxation, insurance, investing, and financial goal-setting.

Digital Financial Literacy Modules

Self-paced online learning accessible globally, covering taxation, insurance, investing, and financial goal-setting.

Emergency Fund & Savings Schemes

We help organizations co-design employee-friendly savings programs that encourage discipline, resilience, and peace of mind.

Emergency Fund & Savings Schemes

We help organizations co-design employee-friendly savings programs that encourage discipline, resilience, and peace of mind.

Executive & Leadership Wealth Clinics

For senior managers and executives — specialized sessions in asset management, portfolio diversification, and succession planning.

Executive & Leadership Wealth Clinics

For senior managers and executives — specialized sessions in asset management, portfolio diversification, and succession planning.

Real Value to Organizations & Employees

For Employees
For Organizations
  • Reduced financial stress and anxiety
  • Better money management skills
  •  Clearer pathways to financial independence
  • Improved work-life balance and peace of mind

  • Boosted productivity and creativity
  • Improved employee loyalty and retention
  • Lower absenteeism and presenteeism
  • Stronger employer brand that attracts top talent
  • Enhanced overall organizational performance

Global-Standard Program, Local Relevance

Whether your team is in Lagos, London, or Los Angeles, EFWIP is designed to adapt to cultural and economic contexts while upholding global best practices. Our facilitators bring real-life examples, actionable strategies, and engaging delivery that resonate with employees at every level.

Invest in Your People, Multiply Your Returns

When you empower employees with financial wellness, you’re not just solving personal problems — you’re building a resilient, engaged, and future-ready workforce. At Cutting Edge Partners, we don’t just train; we transform mindsets, reshape behaviors, and create sustainable systems for lasting financial wellness.